Theme Teams Help (explain like im 5)

I used to play MUT so I understand theme teams generally, but trying to wrap my head around the investment it takes to make one in this game:

In order to get +2 speed boost, you have to have both 50/50 team chem + 50/50 scheme chem on both sides of the ball

Obviously most teams do not have enough competent players to form a full 50/50 so you have to pay 15k to convert quite a few guys.  And at the same time you are totally locked in once you commit to a scheme?  If they don't get any drops you are essentially stuck?

And than the top 15 boost, I don't understand that either

Let me know if I understand this correct, want to make sure Im not missing  a way cheaper way to pull this off

don't build a scheme is my suggestion. We get like zero content so scheme teams are essentially useless. Theme team yeah you got it. Huge coin sink but you get +2 speed if it's a top 10 or 25 team or something like that. don't know how long it'll last.

ejstew said:

don't build a scheme is my suggestion. We get like zero content so scheme teams are essentially useless. Theme team yeah you got it. Huge coin sink but you get +2 speed if it's a top 10 or 25 team or something like that. don't know how long it'll last.

thank you! yeah seems rough to go for the scheme.  there is no clear info anywhere on the top 10 theme or how long its lasting, so I am a little hesitant to commit but seems necessary to compete to some degree when people are getting restrepo + moore to 95 speed

yeah i lucked out and had a TT that just happened to fall into it (for now, kind of fringe) but still think the +1 speed is worth it, but a lot of people have swapped to Ohio State/Oregon, and yeah it's super unclear I'm pretty sure the boost is for the top 15, but there's additional boosts the higher you go? It's wonky but if you're building one not for a school you care about personally then Oregon would be the safest bet I think