I am shocked how many players still don't have an upgrade. As a Tennessee fan, I'll use them as an example. Dylan Sampson has over 1000 rushing yards and 20 rushing touchdowns, and EA says that is only worthy of a 77 gold card. The Vols have 0 WR upgrades with their best being an 85 Bru McCoy. Their only players that have been relevant when release is 90 James Pearce, who is now unobtainable, and 91 Jermod McCoy, other than that, their best player is an 86 DT Omari Thomas. Their kicker (Max Gilbert) TE1 (Miles Kitselman) RB2 (DeSean Bishop) and RE (Tyree West) don't even have cards, and I know EA has their rights, because they are in the game's rosters. As far as legends go, not a single one, but Michigan gets one every other week.
This is what Tennessee's best possible lineup is, it isn't even viable in solo seasons.
https://cfb.fan/25/lineup-builder/bd3fac73-69f3-4335-ba42-616d14023dd1/